5th Pillar Family Takaful Limited is a Shariah-compliant company that helps Muslims plan and save for Hajj in a disciplined, ethical and interest-free way. Their mission is to make the dream of Hajj more accessible and affordable for muslims in Pakistan and other selected countries.
They offer a structured savings plan based on Islamic principles that allows individuals and families to prepare financially for this important journey without compromising their faith. Unlike informal savings methods, their approach is secure, transparent and tailored to your needs.
With flexible terms of 5, 10, 15, 20 or 25 years, you can start saving at your own pace while remaining confident that your contributions are managed responsibly. You can also use their online Hajj Planner to calculate your savings.Hajj is the fifth pillar of Islam and a once-in-a-lifetime obligation for every adult Muslim who is physically and financially able. It is a spiritual journey that begins with intention and includes sacred rituals such as ihram, tawaf and sa’i.
Pilgrims visit Mina, stand on the plains of Arafat, spend the night under the open sky in Muzdalifah, perform the symbolic stoning at Jamarat, offer qurbani (animal sacrifice), and complete the final tawaf before returning home.
Hajj is physically and financially demanding but it is also deeply rewarding. It is a journey that strengthens faith, brings inner peace and connects the believer with their God in a way few experiences can.Many Muslims feel a deep desire to perform Hajj but are forced to delay the journey due to high costs or personal responsibilities. Some wait until old age or until life settles before planning their pilgrimage.
However, if you have the financial means, Hajj becomes obligatory (farz). If you can afford a holiday or a new car, you may already be considered a Sahib-e-Istita’at — someone for whom Hajj is due.
Islam encourages performing Hajj while you are young, healthy and able. Don’t wait for the perfect time. Start planning now and let your intention lead the way.The 5th Pillar Hajj Savings Plan is more than a financial product. It is a full-service solution that supports you from your first rupee saved to the moment you complete your Hajj.
